The Wall Street JournalJuly 2025
Trump Accounts: $1,000 Starter Deposit for Every American Newborn
"A landmark provision seeds custodial investment accounts for every child born in the United States."
Robinhood
Trump Accounts
The $RTA Token — Fuel for a Generation
When President Trump signed the One Big Beautiful Bill Act on July 4, 2025, he seeded a starter investment account for every eligible American child. $RTA was built to amplify that promise — pouring real, on-chain value into the custodial vault of every eligible child, automatically.
This is how a nation writes its next chapter — not with slogans, but with ownership. Every $RTA allocation is a brick in the foundation of generational wealth, a legacy passed hand to hand from this era to the next. Our children will not merely inherit the future. They will own a piece of it.
No purchase required. No claim to file. A portion of $RTA is delivered automatically to Robinhood to distribute into every eligible custodial Trump Account they manage. Not to a burn wallet. Not to an influencer. To our children — who are our future.
0+
Children Signed Up for Trump Accounts
0+
Infants Eligible for the $1,000 Seed
0
$RTA Gifted to the Future of Our Children
Enrollment figures reported by U.S. Treasury Secretary Scott Bessent at CNBC's Invest in America Forum on April 15, 2026, and corroborated by IRS release IR-2026-42. The $1,000 pilot-program seed is available to children born 2025–2028.
THE FEDERAL PROGRAM
Trump Accounts, Signed Into Law
Trump Accounts are tax-advantaged custodial investment accounts established under the One Big Beautiful Bill Act, signed into law on July 4, 2025. Any parent or guardian can open one today for a child under the age of 18.
Children born between 2025 and 2028 receive a landmark benefit: an automatic $1,000 seed deposit from the U.S. government, invested on their behalf from day one.
Families and employers may contribute up to $5,000 per year, invested in a diversified U.S. equity index fund. Funds grow tax-deferred and are unlocked when the child turns 18 — a real head start on college, a first home, or launching a business.
INVESTING IN TOMORROW
Our children deserve to own the future.
Wealth compounds. Time compounds harder. A child who receives $RTA doesn't have to wait until they earn their first paycheck to participate in the next wave of finance.
Every allocation is locked in a custodial vault and released on their 18th birthday — turning a visionary seed into a real generational asset.
1
Age 0
Visionary Seed
Account opened. The promise begins.
2
Age 1–17
Compounding Vault
Diversified U.S. equity index. Tax-deferred growth, year after year.
3
Age 18
Unlocked & Owned
Fully vested. College. First home. A launched venture.
18
YEARS TO UNLOCK
BirthVault maturesUnlock
"The greatest gift you can give a child is ownership of the future they will inherit."
TOKEN ALLOCATION
Tokenomics
1B
TOTAL SUPPLY
$RTA
Trump Accounts Deposits
40%
Automatically allocated to custodial Trump Accounts for eligible children.
Liquidity
30%
Deep, permanent liquidity locked across major DEXs for stability from day one.
Multi-Chain Bridging
20%
Locked reserve for bridging to Ethereum, Solana, Base, and future L2s.
Strategic Growth Initiatives
10%
Disciplined growth. Real communities. No influencer pump cycles.
TRANSACTION TAX
1%
Liquidity Growth Tax
Every on-chain transaction carries a 1% tax, automatically directed to the growth of liquidity. Not to insiders. Not to marketing wallets. To the deep, permanent pools that ensure a stable foundation as our children grow — so when they are ready to capitalize on this investment in the future, the market is ready for them.
OUR PATH FORWARD
Roadmap
Phase One
July 2026
Phase One
July 2026
- Token launch on Robinhood chain.
- Initial organic marketing rollout.
- Community building.
Phase 2
Q3 2026
Phase 2
Q3 2026
- Collaborate with Robinhood rails development for custodial accounts.
- Coordinate transfer of tokens with Robinhood.
- Delineate strategic plan for reserve for future eligible applicants.
- Ensure transparent, legal frameworks are fully in place.
Phase 3
Q4 2026
Phase 3
Q4 2026
- Pursue official listing on Robinhood.
- Continue strategic marketing and growth development.
- Expand token offering to additional blockchains, DEXes and centralized exchanges.
Continued Growth
2027 through 2028
Continued Growth
2027 through 2028
- Strategically collaborate on a national scale to promote the Trump Accounts for all eligible children, helping to increase enrollment.
- Continued distribution of Robinhood Trump Accounts token managed by Robinhood distribution system.
- National and global awareness, community, and education about positive and beneficial uses of cryptocurrency.
AS SEEN IN
The Headlines
CNBCAugust 2025
Wall Street Rushes to Custody the Trump Accounts Wave
"Major brokerages are racing to become the destination for the newly funded $1,000 accounts."
BloombergSeptember 2025
Robinhood Positions Itself as the App for the Next Generation of Investors
"The retail broker is building custodial infrastructure aimed squarely at the Trump Accounts rollout."
ForbesOctober 2025
Crypto Meets Custody: The Generational Wealth Trade
"Analysts are calling early-life crypto exposure the defining wealth strategy of the coming decade."
FROM ROBINHOOD LEADERSHIP
Vlad on the record
V
Vlad Tenev
@vladtenev · 3h
Robinhood is proud to support the next generation of American investors. Every child deserves ownership in the future they'll build.
V
Vlad Tenev
@vladtenev · 1d
Custodial accounts, unlocked at 18. Real assets. Real ownership. This is how you democratize finance for a whole generation.
R
Robinhood
@RobinhoodApp · 2d
We're building the rails for Trump Accounts on Robinhood — the simplest way for parents to grow a starter portfolio from day one.
THE FUTURE IS OURS
Automatic allocation. No claim required.
$RTA is automatically sent to each established Trump Account custodial wallet. There is no need to purchase or participate in the project to benefit — every eligible child receives their allocation once their account is set up.
Register Your Child TodayProceed to the official US Government Website
Open a Robinhood AccountCurrently offering a free fractional share of stock worth $5 to $200 for a new sign-up.
$RTA is a community token. Not affiliated with the U.S. Government, Robinhood Markets, Inc., or any political campaign.
Crypto Disclaimer: $RTA is a community token and is not a security, investment contract, or regulated financial product. Cryptocurrencies are highly volatile and speculative; past performance does not guarantee future results. Nothing on this site constitutes financial, legal, or tax advice. Please consult a qualified professional before making any financial decisions.